4. April 2026

Money | Finances A4

  • Apply for child benefits online

    Anyone with a child under the age of 25 who lives with them has the right to “Kindergeld”,

  • Lost a Credit card or debit card?

    If you lose a debit card or a credit card, you should block your card immediately.

  • What is a „Mahnung“

    A Mahnung (Eng. Demand note) is the creditor’s request to comply with the contract.

  • What is a “Dispo-Kredit”?

    The so-called “Dispositions-Kredit” or short Dispo is a credit that the bank can grant for a current account.

  • Different types of bank accounts

    There are two main types of bank accounts in Germany: the Girokonto and the Sparbuch. In the case of a…

  • Potential costs of money withdrawal

    If you withdraw money at an ATM machine of your own bank account it usually doesn’t cost anything.

  • Rent deposit

    Somebody who signs a lease and moves into a new apartment often has to pay