Money | Finances A4
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Fewer people receive asylum seeker benefits
At the end of 2025, around 390,000 people in Germany were receiving basic benefits under the Asylum Seekers’ Benefits Act…
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Tips for Older Adults of All Nationalities and Cultures
Getting Around in Tübingen, Resources for People on a Tight Budget, and Exercise Tips for People Age 60 and Older:…
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Payment Card Gets New IBAN
Asylum seekers will receive a new IBAN for their payment card. It will take effect on October 16, 2026. This…
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TüBus: Ticket Prices to Rise Starting in January 2027
Starting January 1, 2027, all bus tickets in the Naldo transit network and under Tübingen’s city fare system will become…
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Debt Collection Letter or Mahnbescheid: What to Do
A debt collection letter should never be ignored. If you receive a court payment notice (Mahnbescheid), you must respond within…
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How a P-account protects against account attachment
Anyone in Germany who is in debt may be subject to account attachment. The attachment-protected account (P-account) exists to ensure…
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The State Family Pass Offers New Benefits
The State Family Pass has been available for more than 45 years. This year, it offers even more opportunities. The…
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Social Benefits: What Changes Must Be Reported?
A refugee family failed to report to the job center that the wife had taken on a part-time job. After…
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The Path to Education and Participation
Only a few children and adolescents from eligible families receive benefits for social and cultural participation. This is one of…
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New Costs for People with Statutory Health Insurance
The GKV Contribution Rate Stabilization Act (GKV-Beitragssatzstabilisierungsgesetz) will change the rules for people with statutory health insurance. For many of…
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Returning from Non-EU Countries: Notify Customs
For example, anyone traveling to Germany from Syria should find out about the current customs regulations before departure. This can…
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Young and in debt? A counselling service can help
Young people have lots of desires. The latest mobile phone or fashionable clothes – often bought on hire purchase. Those…
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Citizens’ Income becomes Basic Income Support: What’s changing from July
The existing Citizens’ Income in Germany is being gradually transformed into a new Basic Income Support scheme for jobseekers. The…
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From July: Higher costs for online orders
From 1 July 2026, new customs regulations will apply in the European Union to goods imported from non-EU countries. This…
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Pension contributions: Change possible for mini-jobbers
Mini-jobbers are subject to pension insurance contributions but can opt out. Until now, this applied for the entire duration of…
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Tax returns via the MeinELSTER+ app – for straightforward cases only
According to the Baden-Württemberg Ministry of Finance, registration for a new feature in the MeinELSTER+ app opened on 31 March…
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Fare evasion remains a criminal offence
The Greens and the Left Party have failed in their bid in the Bundestag. They wanted fare evasion to no…
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Dental Prosthetics: Financial Assistance for Low-Income Individuals
Dental Prosthetics can be quite expensive, because even with health insurance, patients often have to pay a significant portion out…
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Support for working pregnant women in Germany
Pregnant women who work have special rights in Germany and receive financial support. Laws such as the Maternity Protection Act…
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Support for pregnant women in Germany
In Germany, there are various forms of state support available to pregnant women who receive income support from the Jobcentre…
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Step by step against energy guzzlers
The electricity bill comes as a shock. Mould is forming in the bedroom. Cold air is seeping in through the…
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Many flea markets in Tübingen
Clothing for young and old, glasses, plates, or toys: flea markets offer many opportunities to shop for bargains—or to sell…
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One year of payment cards for refugees in the Tübingen district
For the past year, the Tübingen District Office has been issuing payment cards to refugees instead of cash. Campaign groups…
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When subletting is permitted – and when it is not
Tenants who wish to sublet a room or even their entire apartment to other people require the consent of their…
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Tübingen housing benefit office open longer
The Tübingen housing benefit office will be open longer from 1 March. The opening hours and telephone hours at Derendinger…
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Payment machines at the Citizens’ Office and Foreigners’ Registration Office
According to the city administration, there is now a payment machine at both the Tübingen Citizens’ Office in the city…
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Eating lunch together and meeting people
Enjoy a free lunch and chat with other people: this is possible at three Vesperkirchen in the district of Tübingen.…
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Ukrainian mobile phone service in the EU at no extra cost
From 1 January 2026, Ukrainians will be able to use their mobile phones in European Union member states without incurring…
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From mini-jobs to the D-Ticket: what will change in 2026
A number of things will change in the New Year. For example, the minimum wage and child benefit will be…
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Clarify pension entitlements before reaching retirement age
Anyone who wants to receive a pension in Germany must pay contributions into the pension insurance scheme for at least…
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Tübingen warns of fake parking tickets
Fake parking tickets were left on cars at the Tübingen fairground—with three errors: There was no indication of which authority…
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Refugees are at high risk of poverty
Work protects against poverty. That is one of the findings of a study on income distribution in Germany. Refugees and…
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An app exposes fake shops on the internet
Fake shops on the internet are difficult to spot. Fraudsters are making them increasingly professional. An app from the consumer…
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Less money for newly arriving Ukrainians
Ukrainians who arrived in Germany after April 1, 2025, will no longer be entitled to citizen’s income, but only to…
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Citizen’s income: Money to be cut more quickly
There will likely be stricter rules for citizen’s income in the future. The federal government has agreed on this. The…
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Apply for social assistance in Tübingen online
Anyone wishing to apply for social assistance in Tübingen can now do so digitally around the clock. An application form…
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Living on a low income in Tübingen
Living on a low income in expensive Tübingen is not easy. That is why the city has published a new…
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Be careful when selling your car
If you want to sell your car to private individuals, there are a few things you need to bear in…
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More money for temporary workers next year
Temporary workers will receive more money starting next year. On January 1, 2026, wages will initially rise by 2.99 percent,…
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Subsidies for daycare fees in the district of Tübingen
By Yana Rudenko In Baden-Württemberg, local authorities set the parental contributions for crèches, kindergartens, after-school care, and daycare. If the…
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Buy today, pay later: Consuming on credit is risky
Many young people get into financial difficulties because they take out small loans and then cannot repay them. This is…
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Debt counseling: get out of the red
There are many reasons for debt: Sudden unemployment, high cell phone bills, separation from a partner or too much shopping…
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Office must pay health insurance contributions
At least in one case, the office must now pay after all: In summary proceedings, the Heilbronn Social Court has…
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„Migrant Pay Gap”: Migrants earn significantly less
Migrants in Germany and seven other countries earn on average almost 20 percent less than locals. This was reported by…
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Card exchange initiative for refugees in the district of Tübingen well received
By Bernhard Kirschner The initiative by refugee organizations in Tübingen to exchange cash for vouchers with refugees has been well…
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Traveling to Ukraine: What to bear in mind
Refugees from Ukraine who are living in Germany under Article 24 of the Residence Act can generally travel to Ukraine…
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The minimum wage will increase twice by 2027
Employees can expect an increase in the statutory minimum wage. It will rise in two stages: on January 1, 2026,…
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Asylum seekers: High health insurance contributions loom after job loss
Asylum seekers who work and then lose their jobs face a major financial risk. The reason for this is the…